No matter your age, it’s never too early to start planning your life insurance policy. At Larsen Flynn Insurance, Inc., we understand the importance of a solid life insurance policy to ease your mind, but also ease your family’s mind.

It’s never easy to think about the future, and it’s especially difficult to plan your death, but in the long run, purchasing life insurance is one of the best things you can do for you and your family.

It’s probably easiest to think about life insurance like this — over the years, you make payments to your insurance company. At your time of death, that money is paid in part as a lump-sum to the beneficiaries that you provide on your policy. So for example, if you wanted your wife to receive the money upon your death, she would be the primary beneficiary.

There are different kinds of life insurance though, and it’s important to consider all of your options.

Term life insurance, for example, allows you to pay the same payment over the number of years that you select. It provides financial protection for that period of time that you’re making payments.  This kind of insurance is on the lower end of the cost spectrum.

Universal life insurance and whole life insurance are other options that are designed to provide lifetime coverage.

Deciding on the right coverage and policies can be hard, especially when you’re talking about a difficult topic. It can be emotionally taxing to think about the financial state of your family when you’re gone, so we’re here to help you decide on the best policy for you. If you’d like to learn more about end-of-life planning and all of the life insurance policy options available to you, feel free to contact Larsen Flynn Insurance, Inc. at 503-873-8631 for more information.

If you’d rather talk about your options in person, we would love to schedule a meeting with you!

Purchasing a life insurance policy doesn’t have to be difficult. With Larsen Flynn Insurance, Inc., we’ll help make the process an easy one.

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