Personal Insurance

Coverage for your life, home, auto - and your future.

At Larsen Flynn Insurance, we understand that insurance is not a one-size-fits-all product. That's why we customize, for your review and approval, an insurance proposal with a number of options to fit your needs and your budget.

Because we represent many of the country's finest insurance companies, we can recommend the coverage that best utilizes and protects our assets.  We present the proposal to you and you decide what type and what amount of insurance protection is best for you.  And, if you should ever suffer a loss, we advocate on your behalf with the insurance company to make sure your claim is settled quickly and fairly. The right coverage for you at the best price Whether it's your first car, second home or third child, we can recommend the coverage that best utilizes and protects your assets.

Our insurance professionals can help you:

• Identify those events which pose a financial risk to you or your family
• Determine which methods you are currently using to manage your risks
• Identify gaps in your current insurance plan

Our goal is to provide you with adequate insurance at a competitive price. Click the Products Tab and then click on Personal Insurance for any coverage type under Personal Insurance Tab on the left for more information, helpful tools or to obtain a quote.

Commercial Insurance

You are the expert on your business — put our expertise to work protecting it!  With many different types of insurance to choose from, we present you with a proposal of coverage recommendations that best suits your company's needs, including:

Property Insurance - covers the building or buildings and contents of the business. Outdoor signs, crime coverage, property of others, glass coverage, etc., can be covered as well, depending on the needs of your business.

Liability Coverage - covers what you could be obligated to pay due to bodily injury or property damage to others. If you do not own your building, your landlord normally would need to be added as an additional insured on the policy in order to protect them. Liability covers the premises and operations of the insured, as well as products and completed operations.

Commercial Auto - is similar to personal auto coverage but is intended for vehicles used in the course of business. For example an employee is making a delivery, backs up and dents another vehicle in a parking lot. The property damage portion of the policy would pay for the damages to the other vehicle.

Workers Compensation - protects your employees if they suffer job-related injuries. The policy pays the medical bills for the employee who is injured on the job. If there is time off from work due to that injury, the insurance pays disability income to the injured worker.

Key Man - protects key individuals in a business. If you are operating with a business loan, your banker may require "key man" insurance (or life insurance) as a way for the bank to get its money back if you are incapacitated in some way. Sole proprietors generally don't carry key man insurance; however, a partnership may have key man insurance.

For more information, please select a menu item from the left column.